Client Directed Investment Services / Products Provided

The Client Directed Investment Services Division at AFS offers products and services for individuals at all life stages. Believing that financial planning does not happen in a vacuum, advisors in this division are able to work with you to understand and advise on your total financial situation. Products and services include:

 

Investment Products* and Services

• Mutual Funds
• Unit Investment Trusts
• Variable Annuities
• Securities Brokerage Services

Financial Resource Products and Services

• Life & Disability Income Insurance Needs
• Review of Savings and Investments
• Retirement Income Needs
• Budgeting and Cash Flow Analysis

Tuition Funding

• Education Cost Analysis
• Analysis of Investment* Alternatives
• Insurance and Investment Products*
• 529 Plans

Estate Planning

• Estate Preservation
• Tax Reduction Strategies
• Charitable Giving

Individual Retirement Products and Services

• Individual Retirement Accounts
• Fixed and Variable Annuities*
• Retirement Needs Analysis
• Long Term Care Insurance

*Securities offered through Hazard & Siegel Inc., Member FINRA and SIPC

** Investment Advisory Services offered through Adirondack Financial Services Corp.