
As an advisor to retirement plans, the Qualified Retirement Plans Division at AFS recognizes two distinct "customers" with two distinct sets of needs. As such, our service model is dual customer approach where our process addresses both the employer and the employee and results in creating greater confidence, clarity, and capabilities for plan sponsors (employers) and their participants (employees). With a process and service model that has been designed specifically to support both sets of customers, employees are given the tools to maximize the benefits of the retirement plan and employers are able to use their retirement plan as a tool to recruit, retain, and reward their employees.

*Securities offered through Hazard & Siegel Inc., Member FINRA and SIPC
** Investment Advisory Services offered through Adirondack Financial Services Corp.